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Insurance
Where a person is injured during a game, there are two steps to be taken.
 
  1. fill out an injury report form and have your club send it to IHV (see Injury Reports below)
  2. If a claim is required, then you deal with the insurer using the process under Insurance Claims below.

Note: prior to processing a claim, the insurer may contact IHV to confirm that the injury occurred in a sanctioned event, so it is important that

                a) you are listed on the game sheet, b) we have a copy of the injury report on hand.

Injury Reports.

IHA tracks and trends injuries sustained in IHA sanctioned competition games regardless of how minor they may be.  These are to be recorded on IHA’s Sports Injury Form and actioned as stated on the form. All injuries must be reported to the State Association Office who will forward the report to the IHA Office for review by our Chief Medical Officer. He will also pass information to the insurer for statistical analysis.
 
Injury reports should be sent via your club to medical@ihv.org.au with cc to secretary@ihv.org.au . The form is found at IHA Injury Report Form 
 
Insurance Claims

Under Australian Law, this insurance does not cover items covered by Medicare. The insurance does cover non-Medicare items such as physiotherapy and dental where referred by a doctor. Notwithstanding this, sports insurance in Australia is designed to cover “catastrophic” events with minor treatment being covered by Medicare and private health insurance.
 
As a result, members are strongly urged to take out private health insurance cover and/or Ambulance cover as a minimum. Sports injury insurance is not meant to be a substitute for prudent personal Health Fund insurance cover.
 
Non-Australian residents (import players) are not covered by Medicare and therefore are advised to take out their own health insurance before beginning to play.
 
 
Where the injury may result in a claim, then AJG must be notified within thirty (30) days of occurrence.  The lodgement process for Sporting Injury claims is in the first instance to email AJG via the email address listed in the Claim Form.
 
AJG will advise you of the benefits applicable and work with you through the completion of the claim form, lodgement and settlement. The claims form, once completed, can be lodged online by emailing to the email address specified in the claim form.
 
Treatment must take place within twelve ( 12 ) months of the injury occurring.
 
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